Spend, Save, and Stay Sharp

A practical, high-content guide that helps young readers pause before paying, compare whole costs, understand subscriptions and borrowing, test sponsored claims, respond safely to scams, protect payment information, save flexibly, and build a reusable money-decision plan.

What readers will learn

• Compare total costs before buying
• Recognise subscription traps and sponsored claims
• Understand borrowing and repayment
• Respond safely to scams and protect payment information
• Build a flexible saving plan
• Use a repeatable money-decision system

Includes ten chapters, 80 structured learning interactions, original visual tools, a Decision Studio capstone, and guidance for adults.